December 11, 2009

Technical Difficulties May Arise

Dear Readers:

This weekend I will begin migrating my Suddenly Frugal blog to a unique URL/domain at http://www.suddenlyfrugal.com. That domain is already directed here, so this change won’t affect those arriving here using that URL. But if you’ve been using the “suddenlyfrugal.wordpress.com” address, you will find yourself getting redirected as of Monday.

As I make this migration, I may run into some technical difficulties. So I’ll apologize in advance now if your Monday morning blog posting doesn’t arrive as expected. However, I’m excited about the change to a Suddenly Frugal-dedicated site, which will allow me to expand this blog, making it better for all involved–and for those who read it. Additionally, this will allow me to monetize the site, something I haven’t been able to do as of yet.

Thanks for your patience.

Leah Ingram
December 11, 2009

December 11, 2009

Freebie Friday (December 11-17, 2009)

Guess retailers and restaurants aren’t as in a giving mood as the holidays get closer: just a handful of freebies for you today.

Ho Ho Ho-liday Music for Nothing!

Free Food

Tax Advice Totally Free

Complimentary Lesson Plans for Teachers

  • Paper company Marcal (I buy their Small Steps toilet paper made from 100% recycled paper) is offering free lesson plans for teachers to use if they’d like to educate their students about the importance of saving the environment as well as to empower them to make eco-conscious decisions in their daily lives. The four age appropriate lesson plans they have developed can be used for elementary, middle and high school students. You’ll have to register on the site to access the lesson plans.

December 10, 2009

Countdown to a Frugal Holiday: Stocking Stuffers

Even if you don’t celebrate Christmas, chances are you’re going to need some “little” gifts at some point during this holiday season. It could be for a Secret Santa at the office, a small gift you’re giving in lieu of a tip or one of the eight nights of gifts you’re giving to your child on Chanukah. (When I was little, I got a small gift on each night of Chanukah. There never was one big gift to be had.)

If you don’t already have a gift closet you can raid for stocking stuffer-like presents, consider some of these suggestions (some of which I read about on a Gather Inc. blog):

  • Magazine subscriptions. You can use a blow-in card (those postcards that fall out of magazines) to order the subscription–or you can go to the magazine’s website to do that–and then you can buy a single issue of the magazine, and present it with notification of the forthcoming subscription.
  • Product samples. How many times have you shopped in a store that tossed in a few product samples–especially cosmetics, lotion or perfume? Is there someone on your list who might enjoy a stocking filled with these single-use items? If so, stockpile samples throughout the year and, voila, insta-gift.
  • Free gift cards. I’m talking about the kinds of gift cards you get as a “bonus” when you transfer a prescription, or make a purchase of a certain amount at a store–and then they throw in a free $5 or $10 gift card.
  • Candy. Two great places to stock up on affordable candy are dollar stores and stores like Five Below–which I guess is kind of like a dollar store, except everything is $5 or under. Whenever I’m going to the movies, I’ll hit up a Five Below for boxes of Raisinets and bottles of water. (So sue me–I bring in my own snacks to the movies. Can you blame me? I’m not paying those kinds of prices, though movie theaters like Regal and AMC are trying to ban customers from bringing in our own food. What are they going to do, strip search me?)

What are some of your ideas on little gifts to gather for stocking stuffing et al?

December 9, 2009

Save More than Just Money with Your Holiday Shipping

Another green-themed post for you.

Did you ever stop to think about how your shipped holiday gifts get to their destination? The folks at Rodale did when they did a green comparison on nationwide shippers: UPS vs. FedEx.

Believe it or not, Brown is the greenest shipper of them all, mostly because in addition to eco-friendly packaging, UPS has figured out ways to reduce fuel consumption in its trucking lines. That said, FedEx deserves two green thumbs up for a few of its initiatives, including:

  • Shipping envelopes made of 100% recycled materials
  • Boxes and other packages designed to be reused (as opposed to tossed in the trash after opening)
  • Switching some of its fleet to hybrid vehicles

Sometimes the most affordable way to ship something is through the United States Postal Service, and it’s not too shabby on the green front, too. Some of its eco-conscious efforts include providing a place for people to recycle unwanted direct mail in the post office lobbies, and letting people order postage via their computer and putting their package out with their daily mail, thus saving them the trip (and the cost of gas) to the post office.

Need to ship something this holiday season? Consider these three ways to save money and Mother Earth:

  1. Reuse boxes. Chances are people are sending you stuff. Rather than flatten those boxes and put them out with recycling, keep a few around so that when you need to ship something, you’re not only reusing this item, you’re saving yourself from having to buy a box. You can score complimentary boxes via Freecycle or Craigslist, or even through dumpster diving.
  2. Pack for as little waste as possible. I prefer packing my shipping boxes with something I know can be recycled on the other end, including shredded paper or crumpled up newspaper. Oh and the fact that these packing materials are free, too, doesn’t hurt.
  3. Plan your shipping to minimize trips. Instead of mailing one package today and another tomorrow, figure out the date by which you need to ship your packages to arrive in time for the holidays, and then plan one big shipping trip to the post office, UPS Store or FedEx. You’ll save mostly time and the money for gas in doing things this way.

December 8, 2009

6 Tips for a Green Holiday that Saves Green

I know that I don’t want to end up in the red after the holiday season is over. I also know that by making greener choices, I might save some green in the process. That’s why I’m giving you a quick refresher course with 6 tips on how having an eco-friendly Christmas, Chanukah, Kwanzaa or general holiday season can add up to some cha-ching for you.

1. Use sustainable gift wrap.
My grandmother would be so proud of how I’ve gotten into the habit of saving and re-using holiday wrapping paper. Not only does this cut down on trash, but it saves me money, too. “In my family, we re-gift gift bags again and again,” adds Wake Forest University Director of Sustainability Dedee DeLongpre Johnston. “Pillowcases can also make pretty gift wraps if done right.” If you can’t reuse gift wrap this year, keep this notion in the back of your mind as you clean up so you have a stash of sustainable gift wrap for next year.

2. Decorate with energy-efficient lighting.
I just wrote a post about green holiday lighting, but it’s a tip worth repeated. If you’re looking to replace your holiday lights, go with LED lights. Like CFLs, they may cost more upfront but, also like CFLs, they have a longer lifespan than standard lights, and LEDs also reduce fire risks because they stay cool to the touch. Want to be even greener? Use light-sensor timers to turn your lights on and off.

3. Give consumable gifts.
I know that around these parts, sometimes baking a batch of homemade cookies or banana chocolate chip bread to give as a gift is the quickest, easiest and most affordable gift to give. If money is tight for you this year, you can make a similar choice–especially if you present your gift in a reusable container. This way you’re not just giving “stuff” that will end up in the trash.

4. Choose a gift that benefits a good cause.
If someone has a passion in life, giving to an organization that supports their cause can be very meaningful. Whether you donate a flock of chicks to support a hungry family through Heifer International or fund the planting of trees through American Forest, you will be giving a gift that gives back and helps preserve the environment at the same time. In addition, consider doing some of your shopping at a local Goodwill store, which supports Goodwill International. Despite the stigma of thrift stores, it is possible to find brand-new, still-with-the-tags-on-them gifts at Goodwill and other resale shops.

5. Give the gift of time.
Schedule time to get together with friends and family for cookie exchanges or other meaningful holiday events. Or if you can swing it, give a gift of a service, such as a manicure or pedicure.

6. Recycle your cut tree.
If you have a cut tree, check with your local municipality to find out when they will pick it up for recycling. (You can also log onto Earth 911 to find out this tree-recycling information, sometimes called treecycling.) More than 30 million real Christmas trees are sold in the United States each year, but more than 90 percent are being recycled for mulch or chipped and used in parks and other public spaces. OK, so this last tip isn’t as much a money saver as the others, but if you get a live tree, the best way to dispose of it is to have it recycled–not toss it in the trash.

Let us know what other green-saves-green ideas you’ll be using this holiday season.

December 7, 2009

Countdown to a Frugal Holiday: Spare Change

Let me ask you a question: how much spare change do you have lying around your house? What are you planning to do with it? Have you ever stopped to consider how that spare change might help to take the edge off holiday shopping?

Ever since our family became suddenly frugal, we have gathered up our spare change whenever we needed some extra dough. This usually occurred before going on a vacation or to an event. We figured if we could use “found money” to supplement our spending, we wouldn’t end up in the red. In most instances our spare change gave us $50 or $60 to add to our wallet.

Spare change on the coffee table.

Just yesterday I decided to do another spare-change hunt around my house. I gathered up all the loose change that I’d found in the bottom of the washer or dryer, on my nightstand, or in rolls that I’d intended to take to the bank but never did.

I went on this spare-change hunt now for two reasons: one, I had a few more things I wanted to get for the holidays and didn’t want to go to the ATM if I didn’t have to. And two, I’d heard how Coinstar was having a special with free coin counting. If you brought in at least $40 in spare change to a Coinstar machine and selected that your money be put towards a gift card, Coinstar would add $10 to your total. (I was kind of hoping that if I did this, I would get $10 at every $40 increment, but alas you could get $10 only once. Sadly, the promotion ended yesterday.)

We ended up finding so much spare change that I needed my teenager to come with me. We filled two bags, and they were too heavy for one person to carry. In fact, we had to get a shopping cart in the parking lot and wheel our cash in.

Coins in the Coinstar machine.

It took me about 30 minutes to get all of our coins in the Coinstar machine. I have to admit that it got kind of embarrassing that I was standing there for so long–and making so much noise; coin-counting is loud. The worst part was ripping open those rolls of coins. I had about 100 that needed opening–no kidding.

Eventually, I got all the coins in the machine, with only a few rejected. (We discovered the machine wouldn’t take the Sacagawea gold dollars, and it spit out a wheat penny and a Euro–can’t blame it on the latter monetary unit!)

The grand total: $281.75

The best part was seeing how much money we’d actually dumped into the machine–and would be getting in a Lowe’s e-certificate. (This machine did not dispense traditional plastic gift cards.)

All told we’d cashed in $281.75. Unbelievable. That’s going to buy a lot of home-improvement items at Lowe’s–or at least some nifty Christmas gifts for my husband!

Bottom line: if you’re looking to supplement your frugal holiday shopping, consider gathering up your spare change and seeing if you can eek out a few extra dollars to help get your shopping done.

December 4, 2009

Freebie Friday (December 4-10, 2009)

Lots of free food offers for you this week!

Free Food